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Is there evidence of particular difficulties faced by migrant/minority groups in purchasing or renting property of their choice?

Key Area:
Housing & Segregation
Discrimination, Equality
27/02/2012 - 18:14
Short Answer

Some evidence exists that this may be the case in limited circumstances. In specific relation to buying property, many migrants do not qualify to get a mortgage,

Qualitative Info

The criteria set out by many banks requires that an applicant for a mortgage must demonstrate that they are on full residency status or higher before they are eligible to apply. This excludes many categories of migrants such as work permit holders, green card holders, international students, asylum seekers, dependant spouses and undocumented migrants. This could be percieved as a barrier to some migrants accessing finance to purchase property of their choice.


Groups affected/interested Migrants, Asylum seekers
Type (R/D)
Key socio-economic / Institutional Areas Housing
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